Have you heard about the Edinburgh Napier University Personal Credit Card? As our only official credit card, it has been carefully designed to promote Edinburgh Napier University and provide great value with attractive rates and benefits.

By choosing to use the Edinburgh Napier University credit card for your everyday shopping, MBNA Europe Bank, the card issuer, will make contributions to us when you apply for and use the card for the first time and also every time you use the card at no extra cost to you.

• £4 when you use your card within 90 days of the account opening
• 25p for every £100 you spend on card purchases
• £2 for each year the account remains open and active

Benefits to members

• 0% for up to 12 months† on balance transfers made in the first 90 days of account opening (3% handling fee)
• 0% for up to 12 months† on cash transferred into your current account in the first 90 days of account opening (4% handling fee)
• 0% on card purchases for 3 months†
• No annual fee
• FREE 24-hour Customer Satisfaction Helpline
• FREE fraud protection – even on the Internet*
• Online Card Services - This account is set up with paperless statements. To access your statement simply enrol with our Online Card Service, where you'll also be able to check your balance, transaction history, view your PIN, manage your direct debits/balance transfers and much more .
  

Representative example 16.9% p.a. variable on card purchases. This is equivalent to 16.9% APR  representative variable based on a credit limit of £1200.

It all adds up to a great deal for you.

To apply call 0800 028 2440 and quote 'Edinburgh Napier University’

†From the date your account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

*If your card is lost or stolen, you’ll incur no liability for fraudulent use of your card provided you notify us as soon as you realise your card is missing or you notice any unusual transactions on your account.