Research Output

Building the bridges -- a proposal for merging different paradigms in mobile NFC ecosystem.

  In late 1990s. the multi-application initiative was put forward to have multiple applications on a single smart card. This would have enabled a cardholder to accumulate all of her smart card based applications (e.g. banking, telecom, and transport etc.) on a single device. However, despite the initial fervour for the multi-application smart card initiative; there were no wide spread adoption of this model. Nevertheless, the Near Field Communication (NFC) has reinvigorated the multi-application initiative again. In this paper, we will analyse why the multi-application smart card initiative failed to materialise a decade ago and whether this time around it will succeed as a viable model or not. The NFC trials being conducted basically rely on the existing ownership architectures, which can create market segregation and thus reducing the potential revenue generation capability. We propose a possible approach that avoids market segregation, increase revenue generation, and provide flexibility, robustness and scalability to existing ownership architecture.

  • Publication Status:


  • Publisher

    IEEE Computer Society Press

  • DOI:


  • Library of Congress:

    QA75 Electronic computers. Computer science

  • Dewey Decimal Classification:

    004 Data processing & computer science


Akram, R. N., Markantonakis, K. & Mayes, K. (2012). Building the bridges -- a proposal for merging different paradigms in mobile NFC ecosystem. In Xie, S. (Ed.). 8th International Conference on Computational Intelligence and Security (CIS 2012), 646-652. doi:10.1109/CIS.2012.149. ISBN 978-1-4673-4725-9



Smart cards; multi-application initiative; Near Field Communication (NFC); information security

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